With our expertise in mortgage service, NCB China provides you with diverse range of mortgage plans. Our team of mortgage specialists offers tailor-made mortgage solutions according to your financial status and objective, helping you own your dream home at ease.
Features High loan amount with preferential interest rates● The maximum loan amount can be up to 70%* of the purchase price or appraised property value (whichever is lower)
● Preferential interest rates
● Repayment period of up to 30 years
● A choice of loan currencies including RMB, HKD and USD will meet your needs.
Comprehensive services with simple application procedure● You can visit any of our branches and sub-branches for application, which is simple and convenient
● We provide comprehensive third-party referral service, including law firms, property valuation companies, notary and insurance companies, etc.
● Personal Mortgage Loan.
● Commercial Mortgage Loan.
(1) Customer is required to sign the formal or provisional sale & purchase agreement
(2) Application for mortgage loan should be submitted via any of our branches and sub-branches
(3) The Bank will process the loan application and grant the approval if all necessary requirements are met
(4) The Bank will prepare the mortgage documents and proceed with registration. The Bank will then grant the loan to
customer if all submitted documents can fulfill the Bank's requirements
Remarks:*Subject to changes in accordance with national regulations.
Terms and Conditions:The final terms and conditions of the mortgage will be governed by the Facility Letter and any relevant documents signed between the loan applicant and Nanyang Commercial Bank (China) Limited.