Personal Banking > Loan Service > Consumer Finance Loan
Personal Consumer Loan Business

We provide diverse personal consumption plans with sufficient service experience, and help clients to fulfill their dreams in living and financing. Our bank has professional teams to customize loan plans according to borrower’s financial condition and target. Products include: personal credit loan, personal mortgage loan, and vehicle loan.

◆ Personal Credit Loan
Personal credit loan is provided to fulfill consumer demands without any mortgage.

◆ Personal Mortgage Loan
Personal mortgage loan is one type of mortgage loans to fulfill consumption needs of clients. Clients can use the personal mortgage loan to decorate house、travel、purchase durable goods、and study.

◆ Vehicle Loan
Vehicle loan is used to purchase ideal vehicles.

Application Process

(1)Apply for the loan through any branch and sub-branch.

(2) Submitted materials approved.

(3) Go through the formalities if there is any mortgage.

(4) Issue loan if satisfied.