The special batch customization service business model is especially designed to the clients who are group in a certain industry or have the same business features.
Features：◆ Special Batch project uses “1+N” model, “1” is the core enterprise, and “N” can be small and micro companies or natural person.
◆ The core enterprise “1” provides guarantee and designs special guarantee methods for the borrowers based on their common features.
◆ Short-term in general, cyclic use
◆ Monthly interest repayment、 average capital plus interest、 average capital can be chosen, can also be customized.
● Corporate Mortgage Loan
● Personal Operating Loan
● Personal Consumption Loan
The project is designed by the common features of the batch service, and it has standardized application and auditing processes, and standardized lending process, which saves time and without worries.
Example：Because of the need of capital flow, borrower deposits staple commodity (textile, wood floor) and raw materials provided by him/her or third party (pledger) to the certain warehouse appointed by the supervision company cooperating with our bank. He/she uses the proof of mortgage of staple commodity to apply for mortgage financing service of our bank. If the borrower breaks the contract, the supervision company promises that it will fulfill the obligation of purchasing guarantee. It will purchase the corresponding commodity at a price no less than the sum of principle and interest, and transfer the amount of money to the certain account of our bank. Then our bank can get back the loan.
