International Trade SettlementNCB (China) provides efficient and reliable settlement services, such as remittance, documentary credits and documentary collections, for clients by means of its branches and agent network all over the world.
Documentary Credit –NCB (China) can provide payment commitments to international trade enterprises in import and export trade transactions – fulfill the payment duty to the exporter under compliance documents to help the importer clients enhance payment credit, reduce capital occupation and transaction risk.
Documentary Collection - NCB (China) can provide import and export documentary collections services to international trade enterprises in import and export trade transactions to help the importer and exporter arrange goods, reduce capital occupation and accelerate trade transactions.
International Remittance - NCB (China) can provide inwards and outwards remittance services to enterprise clients to help them improve efficiency and reduce costs.
International Trade FinancingNCB (China) provides a variety of financing products to clients under international trade transactions, such as L/C issuing with credits limit, loans against import bills and import collections financing for importer clients; packing loans, loans against export bills, documentary credit negotiations, forfaiting, export collections and financing products under insurance policy for exporter clients; back-to-back L/C and transfer L/C for intermediary business clients.
Loans Against Import Bills - NCB (China) can provide short-term financing services under import documents to help the clients solve liquidity problems and seize market opportunities.
Import Invoice Financing - NCB (China) can provide short-term financing services under import commercial invoices. The importer clients may use the payment of goods for sale to repay the financing of the bank, generate profits without taking up their own funds and increase bargain power in trade transactions.
Documentary Credit Negotiation - NCB (China) can provide short-term financing services under export L/C to help exporter clients gain payments of goods earlier, accelerate capital turnover, improve the financial situation, and to avoid the risk of exchange rate fluctuations.
Export Invoice Discounting - NCB (China) can provide financing services under accounts receivable to help the exporter clients gain advance payments after shipment of goods, increase trading opportunities, expand market share, accelerate capital turnover and to avoid the risk of exchange rate fluctuations.
Forfaiting - NCB (China) can provide export financing without recourse to exporter clients, without taking the enterprise credit, to help clients accelerate the accounts receivable turnover rate, revitalize the capital, reduce accounts receivable management costs, optimize the financial statements and to avoid funds occupation.
Purchase Order Financing - NCB (China) can provide short-term trade financing under remittance and documentary collections for exporter clients to purchase, manufacture and ship goods, which helps the clients to gain finance before shipment and ease the pressure on capital turnover.
Domestic Supply ChainNCB (China) provides a variety of supply chain services such as settlements, management, collection and financing to the upstream and downstream clients of the supply chain by means of its branches all over the nation.
Domestic L/C – Due to the purchase requirements of domestic goods, service and other trade elements, NCB (China) can provide payment commitments under the application of the buyer to fulfill the payment duty to the seller under compliance documents to help the clients enhance payment credit, reduce capital occupation and transaction risks.
Forfaiting under the domestic L/C——for the L/C business under the above domestic trade, in addition to issuing L/C at the request of the buyer, NCB (China) can also classify the domestic L/C accept by the bank as forfaiting business and carry out non recourse financing at the request of the seller. Help domestic seller customers speed up the turnover of accounts receivable, revitalize funds, reduce accounts receivable management expenses, save costs, optimize financial statements and avoid capital occupation.
Domestic Factoring – Due to accounts receivable under domestic goods, services and other trade elements, NCB (China) can provide comprehensive financial service such as payment collection, management, bad debt guarantees and financing under accounts receivable to help the clients to optimize the supply chain, reduce funds occupation, enhance the bargain power, and to avoid transaction risks.
Cross-border Investment and Financing ServiceNCB(China) is carrying out cross-border investment and financing services, giving services to advance the “one belt and one road” national strategy, and providing companies operating across borders, including domestic companies planning to enter the international market or foreign businessman planning to make investment in China, with opening account, financing, investment, guarantee, remittance, consultation, and other commercial banking services.
Cross-border Guarantee——NCB(China) can provide financing and non-financing guarantee for “going out” companies, which obtain financial support or complete project construction abroad, to strengthen their enterprise credit and help them enhance their financing status and operational capacity.
Cross-border Financing——NCB(China) can provide tailored financial service package including channel introduction, accounts management, credit guarantee, capital settlement, risk prevention etc. for corporate customers’ cross-border financing activities including bank loans, debt issuance abroad, or going on the market.
Cross-border Investment—— NCB(China) can provide comprehensive financial services including key account management, capital settlement, risk prevention etc. for corporate customers’ cross-border investment activities including Foreign Direct Investment(FDI) or Overseas Direct Investment(ODI).
Inter-bank Trade and Finance CorporationNCB (China) is willing to cooperate with its peers (including banking or non-banking institutions) in relation to trade and financial cooperation, including inter-bank financing and payment, secondary market forfaiting, risk participation, re-factoring, opening letter of credit (L/C) as a surrogate bank, opening letter of guarantee as a surrogate bank, agency clearing, and other traditional products, in a wide variety of ways including mutual customers, mutual business and product complementation.
Interbank Financing and Payment——Relying on agent banks both at home and abroad, NCB(China) can provide short-term financial service for its customers’ trade gross settlement in accordance with inter-bank delegation.
Interbank Forfaiting——NCB(China) can be entrusted to accept inter-bank forfeiting assets and provide financial support to help them reduce funding cost and avoid business risks.
Risk Participation——NCB(China) can assume all or part of the credit risk of the debtor in the inter-bank basic business, according to agreed proportion and conditions, and also can provide financial support with inter-bank application to help them avoid business risks and reduce funding cost.
Two-Factors/Re-factoring——NCB(China) can carry out inter-bank factoring business cooperation to achieve win-win results through acting as buyer factor and seller factor with each other, and jointly provide tailored financial service package including debt collection, management, full protection against bad debts, financing etc. NCB (China) can be entrusted to accept inter-bank creditor's rights of payable and provide financial support to help them reduce the cost of funding and avoid business risks.
Interbank Settlement——NCB(China) can provide domestic and international inter-bank payment and settlement services by virtue of its own professional experience in the field of trade finance, extensive domestic and foreign agent banks, convenient and advanced systems and technical means, including but not limited to agency issuance and collection, opening letter of credit and standby letters of credit as a surrogate bank, agency liquidation etc.
Intergrated Cross-border Trade FinanceNCB(China) can help customers to achieve the effect of reducing financial costs while completing trade settlement, including cross-border capital pool, standby credit enhancement for overseas bond issuance etc. through combining trade and financial products with other products(including sale and purchase of foreign exchange, financial derivatives etc.) in accordance with customers’ characteristics of demand.
Cross-border Capital Pool——NCB(China) can, in accordance with the operation and management demand of multinational enterprise customers and relevant policies of regulatory authorities such as the State Administration of foreign exchange, provide domestic and foreign currency fund transfer and pooling service between domestic and overseas member enterprises, to help customers realize the centralized management of cross-border foreign currency funds, reduce the capital cost and improve capital return, achieve efficient management, and allocate flexibly domestic and foreign currency fund.
Standby credit enhancement for overseas bond issuance——NCB(China) can, according to the needs of domestic customers’ operation and management, provide certificates for customers who intend to issue domestic foreign debt for credit enhancement guarantee, use our financial institutions reputation to assist customers in reducing the face price of bond issuance ,improving the success rate of overseas bond issuance, and ensuring the smooth issuance of customers’ overseas bonds.
Free-trade-zone Financial ServicesNCB(Shanghai Branch) can, in the framework of the financial policy of the China (Shanghai) Free Trade Experimental Zone and relying on the characteristic of accounts-dividing and settlement in FTA(that is FT account function), provide customers with financial services with the characteristics of FTA so as to help customers enjoy the preference and benefits brought about by FTA policies.