Corporate Banking > Corporate deposit and settlement services > Domestic Payment and Settlement Services
Cash Management Product definition：

Cash management is a comprehensive financial service that integrates account management, payment management, liquidity management, investment and financing management for corporate customers through counter, online banking, bank direct connection and other channels based on the cash management system. Through the linkage between the head office and branches, we set up a professional team to customize personalized cash management service plan according to customer needs.

Product features：

1. Account management. Provide comprehensive account information for corporate fund management decisions.
2. Management of receipt and payment. Through targeted revenue and expenditure, centralized payment, electronic ledger, etc., to provide enterprises with efficient and convenient collection and payment tools.
3.Liquidity management. Provide a variety of domestic and cross-border pooling products to facilitate the group customers to coordinate the allocation of funds.
4.Investment and financing management. Provide bank-type deposit products to help enterprises achieve both liquidity and income goals.

account services

The competent authorities, groups, troops, enterprises, public institutions and other organizations as well as individual industrial and commercial enterprises may open various foreign currency accounts in our bank. Please refer to the opening procedure or consult with local branch for details.

cheque Product Introduction:

Cheque is a kind of bill issued by the payer to entrust a bank with cheque deposit business to unconditionally pay a specified amount to the payee or the bill holder at sight of the bill.

Product Features:

1. Cheque can be used for cash withdrawal or transfer. No minimum amount is required
2.Transfer cheque can be endorsed over a bill to another one, or be cancelled
3.Corporate customer may use cheque for various fund settlements within the same bill exchange region

remittance Product Introduction:

This is a way of settlement that the payer entrusts the bank to make payment to the domestic payee

Product Features:

No limit on the minimum remittance amount or region

entrusted collection Product Introduction:

Collection is a mean of settlement under which the payee entrusts the bank to collect payment from the payer with the presence of debt certificates such as acceptance bill.

Product Features:

No limit on the minimum remittance amount or region.

Commercial bill Product Introduction:

A commercial bill is issued by a drawer, and the entrusted payer shall pay the payee or bearer the bill unconditionally at the specified date.

According to the acceptances, commercial bills are divided into commercial acceptance bills and bank acceptance bills.
According to the carrier medium, commercial bills are divided into paper commercial bills and electronic commercial bills.

Product Features:

Commercial bills can be used in business transactions in the same city or in different regions.

all commercial bills shall be registered, allowing endorsement to be transferred;
The term of the commercial bill shall be determined by the parties and the maturity of the paper commercial bill shall not exceed six months. The maturity of electronic commercial bill shall not exceed one year.
the paper commercial bill adopts the entity signature; the electronic commercial bill is issued in the form of a data message, and the parties' signature on an electronic commercial bill is a reliable electronic signature for the party concerned.
the commercial bill is a negotiable securities issued by the drawer in accordance with the law, and the holder may apply for a discount to the bank for the unexpired commercial bill that satisfies the conditions.