为更好地介绍南洋商业银行（中国）有限公司可为境外来华人员提供的各项支付相关的服务，特制作本指南。
This Guide has been formulated to better introduce various payment-related services that NANYANG COMMERCIAL BANK (CHINA) LTD. (“our bank”） can provide for foreign visitors to China.   一、 开立账户（Opening a Bank Account）
您可持护照或其它有效身份证件到我行的营业网点申请开立账户。有效身份证件包括：护照、港澳居民来往内地通行证、台湾居民来往大陆通行证、外国人永久居留身份证、港澳居民居住证、台湾居民居住证等。详情请咨询我行网点工作人员。
You can apply for opening a bank account with your passport or other valid identification documents at our bank outlets. Valid identification documents include: Passport, Mainland Travel Permit for Hong Kong and Macao Resident, Mainland Travel Permit for Taiwan Resident, People’s Republic of China Foreigner’s Permanent Residence Card, Mainland Residence Permit for Hong Kong and Macao Resident, Mainland Residence Permit for Taiwan Resident, and other identification documents required by laws and administrative regulations. Please consult the staff at our bank outlet for more details.   通过银行账户，您可享有丰富的金融服务，例如：人民币和外币的存款/取款、结售汇、境内转账和跨境汇款、外币兑换及支付服务等。
With the account, you can enjoy a variety of financial services (such as deposit and withdrawal of both RMB and foreign currencies, foreign currency purchase and sale, domestic transfer and cross-border remittance, foreign currency exchange, and making payments.)   二、 现钞兑换（Currency Exchange）
您可以在标有货币兑换标识的我行营业网点办理现钞兑换业务。可受理的币种请现场咨询工作人员。
You can exchange cash at our bank outlets with currency exchange signs. Please consult the staff for currencies available.   三、 外卡取现（Cash withdrawal）
您可持本人境外借记卡/信用卡（目前支持带银联标识UnionPay的银行卡)到我行ATM支取人民币。
You can withdraw RMB cash by your bank card with UnionPay logo at our ATMs.   您也可致电我行电话服务热线95327咨询相关业务，也可登录我行官方网站（www.ncbchina.cn）查询更多信息。
You can also call our customer service hotline (Telephone No.95327) or visit our official website (www.ncbchina.cn) for more details.