Home Loans

Own Your Dream Home with Our Professional Mortgage Advisory Services. NCB (China)'s professional mortgage service provides you with customized repayment plans to best meet your financial needs.

Choose from an array of mortgage plans to realize your dream of owning a cozy home.

Features
High loan amount with preferential interest rates

The maximum loan amount can be up to 80%* of the property transaction amount or the valuation amount (whichever is lower)
Preferential interest rates
Repayment period of up to 30 years

Choices of loan currency

In addition to RMB, other foreign currencies are also available including Hong Kong Dollar and US Dollar are also available.

Simple application, with efficient service

Our home loan, with simple procedures, can be applied via any of our branches or sub-branches
We also provide comprehensive third-party referral service, including law firms, property valuation companies, notary and insurance companies, etc. to free you from all the trivialities.

Application procedures of home loans

Remarks:

*Subject to change in accordance with national regulations.

Terms and Conditions:
The final terms and conditions of the mortgage will be governed by the Facility Letter and any relevant documents signed between the loan applicant and Nanyang Commercial Bank (China) Limited.